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How to Finance an Engagement Ring with Bad Credit

A low credit score shouldn’t keep you from proposing to the person you want to spend the rest of your life with. The engagement ring is one of the more significant purchases many people make in their lifetimes. While it’s best to pay cash, sometimes [...]

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Credit Inquiries: Hard vs. Soft

Let’s talk about credit inquiries. There are two ways that potential creditors go about checking your credit (“pulling your credit”): hard inquiries and soft inquiries. What are the differences? And how does each type of inquiry affect your credit? We’ll explain it all: What is [...]

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How To Increase Your Credit Score After Bankruptcy

Once you have declared bankruptcy, it’s unfortunate that many of the things you need or want in life still involve credit. Home loans, auto loans, and many other significant purchases demand proper credit ratings. Negligence in timely paying bills can make credit scores plunge. This [...]

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